Stripe Fee Calculator (India)
Calculate exact Stripe India merchant fees, processor losses, and net payouts in INR.
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Monthly Volume Breakdown
Estimated cumulative fee losses on Stripe across monthly sales tiers in INR.
| Volume Tier | Monthly Sales | Stripe Fees | Net Take-Home Payout | Effective Cost % |
|---|---|---|---|---|
| Starter | ₹500.00 | -₹10.00 | ₹490.00 | 2.00% |
| SMB Merchant | ₹2,500.00 | -₹49.50 | ₹2,425.50 | 2.00% |
| Mid-Market Store | ₹10,000.00 | -₹199.20 | ₹9,760.80 | 2.00% |
| High-Volume Enterprise | ₹50,000.00 | -₹1,000.00 | ₹49,000.00 | 2.00% |
Example Transaction Scenarios
Real-world math illustrating how Stripe fees perform under different order sizes.
Digital Course (₹1,000)
Includes 2.0% base gateway MDR plus mandatory 18% Indian GST on processing fees.
E-Commerce Checkout (₹5,000)
Predictable 2.36% total fee loss inclusive of Indian GST overhead.
SaaS Retainer (₹50,000)
No fixed fee component ensures constant proportional cost across all invoice amounts.
Important Stripe Rate Terms & Fine Print
- • 18% Goods and Services Tax (GST) applies to all payment processing fee charges in India.
- • International cards incur 3.0% MDR plus 18% GST.
Regulatory Context & Calculation Methodology
Localized Regulatory Context (India)
In India, domestic Visa and Mastercard payments incur a 2.0% MDR flat fee. Under RBI regulations, UPI and RuPay debit transactions operate under Zero-MDR mandates across supported Indian payment gateways.
How the Stripe India Calculation Works
When processing a transaction on Stripe in India, the total fee is computed using a combination of a fixed transaction charge (₹0) and a percentage fee (2%).
Frequently Asked Questions
Common merchant processing questions and rate card rules.