Stripe Fee Calculator (Canada)
Calculate exact Stripe Canada merchant fees, processor losses, and net payouts in CAD.
Selling digital goods globally from Canada?
Let LemonSqueezy handle GST/HST remittance and international tax compliance automatically.
Monthly Volume Breakdown
Estimated cumulative fee losses on Stripe across monthly sales tiers in CAD.
| Volume Tier | Monthly Sales | Stripe Fees | Net Take-Home Payout | Effective Cost % |
|---|---|---|---|---|
| Starter | CA$500.00 | -CA$20.50 | CA$479.50 | 4.10% |
| SMB Merchant | CA$2,500.00 | -CA$81.68 | CA$2,393.33 | 3.30% |
| Mid-Market Store | CA$10,000.00 | -CA$313.74 | CA$9,646.26 | 3.15% |
| High-Volume Enterprise | CA$50,000.00 | -CA$1,510.00 | CA$48,490.00 | 3.02% |
Example Transaction Scenarios
Real-world math illustrating how Stripe fees perform under different order sizes.
Micro Order (CA$15)
The CA$0.30 fixed fee adds significant drag on lower order values.
Standard Retail Basket (CA$100)
Standard domestic processing for Canadian ecommerce checkouts.
B2B Invoice (CA$2,500)
Effective processing cost approaches the base 2.9% rate as transaction values rise.
Important Stripe Rate Terms & Fine Print
- • International non-Canadian cards incur an additional 1.0% fee plus 1.0% currency conversion markup.
- • Stripe Canada does not return original processing fees on refunded transactions.
Regulatory Context & Calculation Methodology
Localized Regulatory Context (Canada)
In Canada, domestic Visa and Mastercard transactions on Stripe incur 2.9% + CA$0.30. Interac Flash debit card processing benefit from Canada's Voluntary Code of Conduct capping interchange costs.
How the Stripe Canada Calculation Works
When processing a transaction on Stripe in Canada, the total fee is computed using a combination of a fixed transaction charge (CA$0.3) and a percentage fee (2.9%).
Frequently Asked Questions
Common merchant processing questions and rate card rules.